The Senate of the United States has passed the law on guide and institution of national innovation for US Stablecoins (Genius) (S. 394) with a vote of 68-30, establishing the first global federal framework for Stablecoins supported by Fiat.
Bipartisan legislation was introduced by Senator Bill Hagerty and co-sponsored by senators Tim Scott, Kirsten Gillibrand and Cynthia Lummis. He passed under the official title “Guide and institution of national innovation for the US Stablecoins of 2025.”
“Today, on a bipartisan basis, the Senate has approved its first piece of great legislation this congress with my bill: the genius act,” said Senator Hagerty. “With Genius, the United States is a step forward towards becoming the capital of the world.”
The Genius Act strictly regulates payment stablecoin, which require 1: 1 dollar reserves, monthly dissemination, audit and clear federal or state licenses. It prohibits algorithmic coins and places rigorous limits to rehypothecation and the communication of reserves. It is important to emphasize that the bill also changes the laws on existing securities to explicitly affirm that stablecoin compliant are not titles, without freeing from the jurisdiction of the century.
While the bill is aimed at Stablecoins, Bitcoin supporters see him as a basic victory.
Stablecoins act as Bitcoin bridges, allowing the ramps, easiest settlements and institutional access. Legitimizing the Stablecoin infrastructure, the United States are indirectly strengthening the rails on which Bitcoin operates.
And while the financial system modernizes, reliable access points such as tokens with dollar sustenance could play a role in the honor of new Bitcoin users, especially in international markets and corporate treasures.
“The Senate of the United States has exceeded the Genius Act: the reference Stablecoin legislation which provides regulatory clarity, improves consumer protection and extends the domain of the US US dollar,” said Czar Ai and Czar Czar of President Donald Trump. “Thanks to President Trump for his leadership on Crypto & Senator Hagerty for creating the bill.”
The passage of the genius act can be the clearest signal that the United States are preparing for a future of Stablecoin and Bitcoin.