Strike has revealed one of its most powerful and innovative characteristics to date: loans supported by Bitcoin. For the first time, users admissible in selected US states can now borrow cash against their Bitcoin participations without having to sell their cryptocurrency. This option allows people to access liquidity without losing their long -term exposure to the appreciation of Bitcoin prices.
Loans range from $ 75,000 to $ 2,000,000, offering flexible terms up to 12 months. Interest rates start at 12% Apr and Strike proudly offers these loans without commissions of origin, making the service more attractive than many traditional loan options.
This launch reflects a growing trend among long -term bitcoin owners. According to Blockchain date of April 2025, 63% of the supply of Bitcoin has not moved for over a year, reporting a strong sentence between the owners. On strike, over 90% of Bitcoin purchased is withdrawn in the refrigerated cell, showing that users tend to see Bitcoin as long -term investment rather than a short -term trade. Many of these owners are not willing to sell their Bitcoin because of its strong history of performance and, now, with the new officer of Strike loans, they do not need.
Strike is also introducing loans supported by Bitcoin for businesses, with amounts ranging from $ 10,000 to $ 2,000,000. Entrepreneurs will benefit from the same competitive rates, flexible terms and simple application process. This move opens up new opportunities for small and medium -sized enterprises to obtain circulating capital without having to liquidate Bitcoin held on their budgets.
In addition, Strike offers flexible reimbursement options: holders can reimburse monthly or make a flat rate payment upon expiry. Users can also adjust their loan-value relationship (LTV) by adding more guarantees if necessary, reducing the risk of liquidation during the volatile market conditions.
The process is both simple and safe. Bitcoin publish bitcoins as a guarantee, receive cash in their accounts and manage the loan entirely through the strike app. Once reimbursed the complete amount of the loan, together with any interest accrued, the bitcoin is returned safely to the user. There are no credit checks, no long period of approval and no taxable event triggered by the sale of activities.
By offering this new loan service, Strike is trying to help expand Bitcoin’s financial use. Modern financial instruments, typically reserved for traditional activities such as properties or securities – in the world of Bitcoin. The Company has collaborated with suppliers of third -party capitals to guarantee a secure custody and a regular performance of the loan.