Paypal is preparing to launch a new feature called Pay with Crypto, and that it Arrying to us merchants in the next few weeks. Companies will be able to accept more than 100 encrypted currencies, including Bitcoin, Ethereum, USDT and Solana. Once the customer pays, encryption It is converted automatically In US dollars or PayPal Stablecoin pyusd. Merchants are immediately settled, without having to touch the encryption themselves.
Why do merchants notice
this no Just a technical upgrade. For merchants, especially those who sell across the border, savings can be large. PayPal offers 0.99 percent reduced transaction fee, which is much lower than usual credit card processing rates.
Miteb: Payment of high transaction fees for international payments.
Wire: Reducing costs up to 90 % by providing salaries with encryption for payments.
Reducing international transaction fees by up to 90 %
PayPal (PayPal) July 28, 2025
For small companies that work on thin margins, this makes a big difference. delusion no You need to do anything additional. Paypal treats conversion and settlement in the background.
How to work behind the scenes
The feature is connected directly to governors such as Coinbase, Metamask and Kaken. When the customer chooses to pay with Crypto, his wallet is connected to Checkout, and Crypto It is transferredAnd Paypal deals with the conversion. The merchant is pushed either in dollars or pyusd. Everything is going through PayPal The system, even merchants no You need to prepare wallets or anxiety about coding custody.
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Customer experience remains the same
from Clients side, that it Fashionable exit flow. Select the encryption currency, choose your special code, and agree to pay in your wallet. Paypal takes care of the rest. there No delay, no step to convert the currency, and not an unexpected popup. The receipt of the dollar, and the merchant sees the money as if it were with any other Paypal transaction.
Strategic transition to global encryption payments
this no Only about simplifying payments. PayPal is clearly Preparing for a long -term role in the global encryption trade. By bridging the coding governor and Fiat settlements, that it Creating a smooth path for cross -border payments without fully relying on the traditional banking system. This may eventually give merchants more flexibility, and indicates the place where PayPal may follow.
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Previous encryption movements building momentum
PayPal was in the encryption space Time now. Users can already buy digital assets and sell and keep them in the application. She released her Stablecoin, Pyusd, in 2023. This new tool that the merchant faces is dependent on this basis, bringing both sides of the transaction-consumer and business-on the same ceiling.
What do you see forward?
With the start of such, the questions will be followed. The organizers will want to know how these transactions It is monitoredWhether they meet the current financial rules, and what risks they make. Traders will want answers about how quickly the settlements occurred, how the recovered amounts work, and what protection exist if something wrong occurs in the middle of the payment.
Why is it now?
Credit card fees climbing, international trade no Get any simpler. PayPal Crypto Tool gives companies a new way to accept payment that can save money and move faster. For consumers with coding cunning, this also means one less step when checking online. If it succeeds smoothly, this feature can change how it fits the daily online shopping spending.
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Main meals
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Paypal is offered with Crypto for us merchants, allowing them to accept more than 100 encrypted currencies without dealing with encryption directly.
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Payments are converted immediately to USD or PYUSD, with 0.99 % reduced fees – from model credit card processing rates.
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The feature is connected to governor such as Metamask, Coinbase and Kaken, and merchants do not need to prepare encryption wallets or concern about guardianship.
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Customer experience is smooth, with no additional steps or delays, traders receive payment like standard Paypal.
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This step places Paypal for a larger role in global encryption payments by mixing the use of a portfolio -based encryption with FIAT leveling.
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